Terms of Service
These Terms of Service govern access to and use of InsuranceLeads.co, including website browsing, marketplace activity, subscriptions, secure buyer access, lead purchases, wallet balance activity, support requests, and related communications. By using the website, you agree to these terms and to use the platform only for lawful business or evaluation purposes connected to the services offered on the site.
Effective date: March 16, 2026
1. Acceptance of Terms
By accessing or using InsuranceLeads.co, you agree to these Terms of Service and any related policies referenced on the website, including the Privacy Policy. If you do not agree, you should not use the website, subscribe for alerts, request buyer access, or purchase marketplace lead access.
These terms apply to visitors, subscribers, buyers, business users, and others who interact with the platform or use services made available through the site.
2. Platform Purpose
InsuranceLeads.co is a marketplace and platform environment intended to help buyers review masked insurance lead opportunities, monitor availability, subscribe for alerts, and purchase authorized access to available lead inventory when offered through the website. The platform may also provide secure buyer access links, wallet-related purchase support, and review-request or credit-return workflows in qualified cases.
Nothing on the website should be interpreted as a guarantee of future lead volume, lead availability, uninterrupted service, or business performance.
3. Eligibility and Business Use
You agree to use the website only for lawful purposes and only in a way that is consistent with these terms. If you purchase or attempt to purchase lead access, you represent that you are acting for legitimate business, evaluation, or authorized operational purposes and that your use of any purchased lead information will comply with applicable law, licensing requirements, consent rules, and industry obligations that may apply to your business.
The platform may refuse, restrict, suspend, or terminate access where misuse, fraud risk, unauthorized activity, or policy violations are suspected.
4. Marketplace Visibility and Masked Previews
The website may display masked previews, labels, prices, geography indicators, category information, availability markers, or similar pre-purchase details to help buyers evaluate whether a lead opportunity may fit their workflow. These previews are informational and do not by themselves grant access to full lead details.
Full lead access may require payment confirmation, buyer recognition steps, secure link issuance, or other platform checks. InsuranceLeads.co may change how previews, availability labels, or listing visibility are presented at any time.
5. Shared and Exclusive Access Paths
Shared Access
Some leads may be offered through a shared purchase path. Shared access means the lead may be made available to more than one buyer under the marketplace rules, pricing structure, or timing logic used by the platform. Shared access does not imply that only one buyer will receive the lead.
Exclusive or Protected Access
Some leads may be offered with a protected, restricted, or exclusive access path. When such a path is offered, the applicable protection period, access scope, or timing rule is governed by the platform display, listing logic, and purchase context shown at the time of the transaction. InsuranceLeads.co may change or limit how protected access is offered, and not every lead will include the same access model.
6. Buyer Responsibilities
Buyers are responsible for using accurate business information, maintaining access to their buyer email, reviewing listing details before purchase, and using any purchased lead data in compliance with applicable laws, regulations, opt-in or consent requirements, licensing obligations, and internal compliance procedures.
Buyers are also responsible for protecting secure access links, preventing unauthorized internal sharing, and verifying that their intended use of lead data is lawful in the jurisdictions where they operate.
7. Payments, Pricing, and Wallet Balance
Lead pricing, wallet balance usage, top-up availability, and other purchase conditions may vary based on listing type, geography, freshness, category, or platform rules in effect at the time of purchase. Displayed pricing may change over time, and listing availability may change before checkout is completed.
Payments, credits, top-ups, or wallet-supported transactions may be subject to verification, fraud review, technical validation, and internal status checks. InsuranceLeads.co may delay, limit, cancel, or reverse access where misuse, payment irregularity, or system error is reasonably suspected.
8. Review Requests, Credits, and Refund Position
The platform may provide a review-request or credit-request path for certain qualified data quality issues. Any such path is discretionary, subject to platform rules, and does not create an automatic right to a refund, reversal, or blanket replacement. Requests may require timely submission, sufficient documentation, lead identification, purchase context, and issue verification.
Where a request is approved, the remedy may be limited to platform credit, wallet credit, access review, or another platform-defined resolution. Cash refunds are not promised unless expressly stated by the platform in a specific case.
9. No Guarantee of Results
InsuranceLeads.co does not guarantee conversion rates, contact rates, sales outcomes, customer retention, profitability, or business success from any lead, subscription, alert, or platform workflow. Lead performance can vary by timing, geography, buyer response speed, internal call handling, sales process, competition, and many other factors outside platform control.
10. Prohibited Conduct
You agree not to misuse the website or attempt to access the platform in an unauthorized manner. Prohibited conduct may include scraping, automated extraction, credential abuse, interference with site operations, reverse engineering of protected access logic, fraudulent payment activity, abusive review requests, use of false identity information, or unlawful use of purchased lead data.
InsuranceLeads.co may investigate suspected misuse and may suspend access, block transactions, preserve records, or take other protective action where appropriate.
11. Third-Party Services
The platform may rely on third-party providers for hosting, payments, analytics, email delivery, fraud screening, technical infrastructure, or related operations. InsuranceLeads.co is not responsible for outages, policy changes, or separate terms imposed by those third-party providers, although they may affect how parts of the website or purchase workflow operate.
12. Intellectual Property and Website Content
The website design, text, graphics, marketplace structure, platform logic, and related materials made available through InsuranceLeads.co are owned by or licensed to the platform operator unless otherwise stated. You may not copy, reproduce, distribute, republish, or exploit site content beyond normal business use of the platform without permission, except as allowed by law.
13. Disclaimer of Warranties
InsuranceLeads.co is provided on an “as is” and “as available” basis to the fullest extent permitted by applicable law. The website does not guarantee uninterrupted operation, error-free functionality, perfect listing accuracy, uninterrupted access to secure links, or that every service feature will always remain available in the same form.
14. Limitation of Liability
To the fullest extent permitted by law, InsuranceLeads.co and its operators, affiliates, service providers, or related parties will not be liable for indirect, incidental, special, consequential, exemplary, or business-loss damages arising from or related to website use, purchase activity, lead performance, business interruption, loss of profits, loss of data, or access issues, even if the possibility of such damages was known.
Where liability cannot be excluded entirely, it will be limited to the amount paid to the platform for the specific transaction directly at issue, to the extent permitted by applicable law.
15. Indemnification
You agree to defend, indemnify, and hold harmless InsuranceLeads.co and its operators, affiliates, service providers, and related parties from claims, losses, liabilities, damages, costs, and expenses arising out of or related to your misuse of the platform, violation of these terms, unlawful use of lead data, or breach of applicable law or third-party rights.
16. Changes to These Terms
InsuranceLeads.co may update these Terms of Service from time to time to reflect operational, legal, technical, or business changes. Updated terms may be posted on this page with a revised effective date. Continued use of the website after updated terms are posted may constitute acceptance of the revised terms.
17. Privacy
Use of the website is also subject to the InsuranceLeads.co Privacy Policy. If you have privacy-related questions, correction requests, or deletion-related inquiries, please contact This email address is being protected from spambots. You need JavaScript enabled to view it..
18. Contact Us
For buyer support, checkout questions, secure buyer links, wallet balance help, or general platform communication, please contact:
Support Contact
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For privacy questions, data handling concerns, or privacy-related requests, please contact:
Privacy Contact
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Questions About Platform Rules or Buyer Access?
Contact support for buyer access, checkout, wallet, and marketplace use questions. Contact privacy for data-related questions or privacy requests.